Karin Wald

I make buying or refinancing convenient and enjoyable!

Meet Karin

When you work with me, you’ll appreciate my ability to analyze loan options, then determine the one that fits based on your present situation, future plans, and loan preferences – something I’ve been doing with home mortgages since 2001.

My work with Bell Bank Mortgage has given me the tools and resources to provide you with the best experience possible.

It was a pleasure to work together with Karin, who was our Mortgage Loan Officer from Bell Bank. Karin consistently demonstrated a strong work ethic during the processes of securing our first home mortgage, and displayed an unequivocal dedication to success. We had a few difficult circumstances that arose throughout our home purchase that were out of her, or our control. Karin's methodical and dedicated approach in navigating these difficult situations helped mitigate the tensions and stress of the whole process; and allowed us to focus our time and energy elsewhere knowing that she had everything under control. My wife and I learned a great deal from Karin and would unquestionably recommend her service to friends and family.
Dominic and Sammi Jo

Expertise and Specialties

  • Purchase
  • Refinance
  • Second home and investment properties
  • MN Housing and other first-time home buyer programs


MortgageMapp is a powerful tool that helps you make informed decisions about your mortgage or refinance options. It provides calculations, resources, and the latest interest rates when you need it. You can easily share this app with friends and family.


With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.



  • Calculate payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family, friends and clients
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Community Involvement

*Multiple Year Winner