Read What Clients Have to Say About Working With Me

Our experience was wonderful from start to finish. We couldn’t be happier with the process.

- Amanda I.


Karin Wald is extremely professional and friendly with superb attention to detail and clear, prompt communication. We could not have asked for a better experience all around and wouldn't hesitate to recommend Bell Bank Mortgage to friends and family!

– Amanda I.


Karin was incredibly helpful throughout the entire process. From the very beginning, she kept a constant line of communication with my fiancée and me, which was really important to us. The entire process, from application to closing, was so easy!

 – Joshua P.


Fast responses, knowledgeable, great customer service.

– Logan O.


Karin was great and made the entire refinance process easy to understand and navigate. She is an excellent communicator, and we knew where we were in the process the entire time. The best part was the interest rate she got for us was lower than any of the other lenders we received quotes from. I would recommend her to all my friends.

– Barbara S.


From start to finish, the process was seamless and pain-free. Karin is the best in the business!

– Kelly J.


Karin made it simple – easy-peasy! She asked; we provided. She made it happen.

– Matthew T.


Karin was so helpful and wonderful to work with! As a first-time homebuyer, I didn't know anything about the process. Karin was quick to respond, answered all my questions and found programs to help me save money on my first home! Thank you so much, Karin!

– Margaret P.


Karin exceeded our expectations, from our first interaction all the way through closing. She was responsive, patient, friendly, informative, and didn't make us feel silly for asking our first-time homeowner questions. We learned a lot through this process, thanks to Karin. Whether you're looking to buy your first home or fifth home, we'd recommend going through Karin in a heartbeat. We felt cared for and encouraged throughout the entire process, and we're confident you will, too!

– Amanda D.


Karin Wald was prompt, encouraging, responsive, upbeat and informative. She showed she was willing to get on the phone with us to answer questions we had about the process.

– Leia J.


It was a pleasure doing business with Bell Bank Mortgage. My agent Karin was on top of everything, and she was always there with the necessary information, numbers and with advice. Buying a new house can be a tough and stressful experience, and it helps a lot to know that your mortgage concerns are well taken care of, and that your agent has your back.

-Firass Shehadeh


Several of my real estate clients have worked with Karin over the years, and I always found her to be someone who does her best for her clients and helps to get transactions completed in a timely, stress-free manner. When it came time for me to refinance, she was the only person I contacted and I am very pleased with the result.

-Michael Olafson


Financing my first home was such a breeze with Karin! Her expertise was invaluable as I navigated my home purchase and I appreciated that she was always available to answer questions and walk me through the paperwork, it was such a relief knowing that she was in my corner through the home buying process! I would highly recommend Karin and the whole Bell Bank team to anyone looking to finance their next home!

-Hannah Sheets


In a complicated real estate and lending environment, Karin and Bell were proactive, available, and always looking out for our best interests. Our situation was unique, but Karin was an expert partner during the entire process. We've already recommended Karin to our friends, and there's no question we'll continue to do so!

-David Wood

Karin was a pleasure to work with. She made the mortgage process so easy. She worked tirelessly to get us numbers for each house we were interested in – even when she was on vacation! I would recommend Karin to everyone!”

–  James A.


Karen is absolutely amazing. She is available at a moment’s notice, it seems, and we knew we were in good hands.

– Rebecca S.


Karin was timely, and everything went very smoothly. She was very easy to work with, and I would highly recommend her to anyone looking for a mortgage.

– Karina A.


Working with Karin Wald was a phenomenal experience. She was easy to talk with, answered all my questions and responded quickly. She really helped me be able to buy a house!

– Dana N.


Karin is a gracious and pleasant person to work with, kind and very patient, while explaining every step in this process.

– Jody K.


Karin and her team were fantastic – always there for us. We were very impressed!

–Terry S.


Amazing! Karin was so easy to work with, answered all of our questions really quickly and was extremely attentive and thorough in responding! She made us feel like a priority throughout the process. We would recommend her, and will definitely work with her again!

– Jennifer K.


Karin made the whole process smooth and less stressful!

– Nicholas K.


Karin always goes out of her way to keep things moving along, answering questions, looking into best options, etc. She is super-friendly and helpful – the best I've ever worked with.

– Jordan O.


Easy, seamless experience!

– Staci S.


Thank you so much for making my first home purchase a breeze! You put my nerves at ease and I always felt taken care of and knew I was working with trustworthy ladies. You rock!

-Chloe Ackerson


Karin was fantastic to work with! She made the whole process super easy. We knew what to expect through every step due to her clear and timely communication. In this crazy and frustrating real estate market, Karin managed to make everything seem calm and seamless. Plus, she is just plain fun to work with! We love our new home and are so grateful to Karin and her team!!

-Jennifer Harstad


5-star experience! We always knew what was going on and their communication was top notch.

-Kristy Wrolstad


This was one of the best experiences of my house buying process!

-Ennamuel Nwala


Closing on a new construction home was an adventure to say the least, and we wouldn't have been able to close as timely as we did without Karin. She was knowledgeable and helpful from start to finish and was always very responsive in communication. Will definitely go back to her again when needed!

-Tyler Biwan